Credit Card Deals at Credit Card Guide

Credit Card Deals Navigation

Small Business Credit Card Processing
Chase Credit Card
Chase Credit Card
Credit Card Merchant Account
Low Interest Credit Cards
Credit Card Machine
Credit Card Applications
Best Credit Card Deals
Online Credit Card Processing
Credit Card Machine
Credit Card Verification
Accept Credit Card
Small Business Credit Card Processing
Lowest Credit Card Rate
Credit Card Applications
Best Credit Card Rates
Credit Card Merchant Account
Credit Card For Students
Credit Card Consolidation
Consolidate Credit Card Debt

2005 Best Seller!

Do You Have Bad Credit? Don't give up!!
Buy it now

Best Credit Card Deals products

Access Loan.
15,000 Cash Loan - Even With Credit Problems.

Everything You Know Is Wrong!
About Being Debt Free That Is! And it will keep you in debt the rest of your life!

Bad Credit Personal Loan Source.
Bad credit personal loans regardless of bad credit - up to $25,000. Affiliates Earn 60%

CreditHistory.org - Credit & Debt Files.
Cash In On The Vast Credit Market.

What Uncle Sam Doesn't Want You To Know!
Find your unclaimed money that the government is holding. $10 billion in unclaimed money is waiting for you.

Guaranteed Bad Credit Financing.
Receive a loan or credit card even with bankruptcy!

Main Credit Card Deals sponsors

Credit Card Deals

Welcome to Credit Card Guide

Credit Card Deals Article

The best strategy to erase credit card debt

Bill A Smith

The best strategy to erase credit card debt

Credit card debt is a growing sickness in the United States and Europe. It is very important to eliminate debt and take control of your financial health.

In the below section, I have listed the best strategy to erase credit card debt. This strategy is tried and true and often recommended by financial planners and debt consolidation firms.

In an Excel spreadsheet list all your credit cards, balance, credit card interest rate and minimum payment from your most recent credit card statement. If you are not computer savvy, you can list them on paper.

Sort the list in ascending order of interest rate so that the credit card with highest interest rate is at the top and the credit card with lowest interest rate is at the bottom.

Make a count of minimum payment of all the credit cards in the list you just created.

Now calculate how much money you can save to pay off your credit card debt and become debt free. If you cannot pay off more than the minimum payment, it is time to do some budgeting to save more and pay towards your credit cards.

Each month pay off the minimum on all your credit cards. However, on the credit card with the highest interest rate, pay the minimum plus the additional amount you have saved to pay off your credit card debt.

Continue to follow this strategy until the credit card with highest interest rate is completely paid off. In a similar manner, work on paying off your second credit card but remember to make minimum payments on the remaining cards.

Besides the above golden strategy, you can call your credit card companies to request for a lower interest rate. Due to stiff competition, many of the credit card companies will readily agree. Lower interest rates mean you can pay off your debt much faster.

In some cases, credit card companies will not be willing to reduce your interest rate. This might be a good time to hop on the internet and do some research on credit cards and get a new low interest card. Many companies will allow you an introductory rate for your new credit card.

Ameri debt services provides debt counseling, debt consolidation and debt management to customers. Visit us at http://www.ameridebtservices.com for free debt counseling tips, free debt consolidation articles and non profit debt management services.

About the Author

"@Copyrights 2005" - Bill A Smith is a debt consolidator for Ameri debt consolidation services. Bill has over 10 years of experience in providing debt consolidation, debt counseling and debt management services to clients.

Credit Card Deals News

credit card deals

Check with your card issuer for the deals offered by your card. * Travel assistance and rental car insurance Many credit cards offer a variety of services for travelers including flight insurance, baggage protection,

How your credit card or debit card can protect you during the upcoming travel season - Milwaukee Journal Sentinel

That’s why you haven’t seen as many credit card offers in your mailbox lately. You can still search for the best deals for you on comparison websites such as creditcards.com or cardratings.com , but expect to put ...

What the New Credit Card Rules Mean for You - US News and World Report

Travellers who frequently use a travel credit card on holiday are also advised to do their research, and make sure they are getting the best deals possible when choosing a travel credit card. Post Office Head of ...

Holidaymakers Set to Waste £62m on Foreign Travel Credit Card Charges - StreetInsider.com

... then gives them a credit card with a limit of the deposit amount, or somewhat more. Many such cards carry annual or monthly fees, although some don't, and some carry application fees. There are bad deals among ...

Some credit card companies skirt reform - St. Louis Post-Dispatch

... credit cards. If you can borrow money using credit cards at a lower interest rate than what you can make with that money while it's in your possession, then you come out ahead. Credit card ... many such deals ...

How to Make Money Through Credit Card Balance Transfers - Associated Content

the new limits on credit card ... rate balance transfer deals? They're not such a good deal when you're paying 4 percent up front. -- Got a degree in advanced math? Get a reward! Banks and other card issuers are ...

PersonalFinance: Strategies for new credit card rules - Reuters

Jesika Becker: I put my books for the semester on my credit card. I put a replacement laptop to fix my old laptop. New York Attorney General Andrew Cuomo is looking at the marketing deals many colleges have with ...

NY Attorney General targeting credit card companies - Marketplace.publicradio.org

Credit card companies pay schools for the exclusive right to market cards to their students and to brand cards with their insignia. Schools have entered into these deals without evaluating if the terms of the cards ...

Credit Card Marketers Targeting Students Get New Scrutiny - consumer affairs.com

PRLog (Press Release) – Aug 25, 2010 – Credit card companies are very good at enticing people into debt. They are experts at convincing people how convenient it is to use credit cards until people realize they ...

Credit Card Debt Relief – Why Credit Card Companies Are Making Debt Settlement Deals - PRLog (free press release)

... effort to list every credit card,” said Tim Chen, NerdWallet’s founder. By offering more non-sponsored cards , he said the site can list cards with better interest rates as well as potentially better deals ...

Credit Card Guide - Credit Card Deals Section